Why People Choose Simpler, Supplemental Insurance

by
Delaney Armstrong
Updated
January 29, 2025
5
min

The Ansel team worked with a Texas-based employer in the manufacturing industry to offer a new supplemental health plan to their employees. 

The Challenge

A Texas-based manufacturing company offered traditional voluntary benefits to their employees— including critical illness and accident insurance. However, most employees found filing claims cumbersome, and had to seek out assistance around the submission process. What’s more, they faced 30-60 day waiting periods for processing and approvals, and frequent denials, which made getting fast financial support difficult.

The Solution

The broker recognized the challenges associated with the existing voluntary benefits in place and that employees were looking for something simpler that could better protect them from unexpected health issues. The broker recognized that Ansel offered a simplified claims experience where benefits could be paid in days, not weeks, with dedicated support every step of the way. He recommended that the employer replace the existing traditional offerings with Ansel, which would allow the company’s HR teams to save time and refocus their efforts on more important tasks while offering employees a meaningful benefit that was easy to use. 

A detailed enrollment plan was rolled out, resulting in 43% employee participation in Ansel on a pure voluntary basis.

Keys to the Win

“This employer replaced their existing voluntary benefits with Ansel because it offered a much simpler and more intuitive experience for both employers and employees. With Ansel, employees can easily access their benefits when they need it most, without the frustration of complicated claims processes or long waiting periods.” —Jolie Curneen, Regional Sales Director, Ansel

A simplified claims process

When claims are easy to file, employees use their coverage. Ansel’s simplified plan design and 100% paperless claims process allows employees to file claims in minutes and get paid quickly. Once approved, benefits are typically paid within 72 hours to a member’s PayPal, Venmo, or bank account—helping to minimize the financial strain of an unexpected medical issue.

Wide-ranging coverage that fills in the gaps

Injuries and illnesses come in all shapes and sizes. Ansel is a plan that is built to be used. With over 13,000+ covered conditions across a wide spectrum (Moderate, Severe, and Catastrophic), employees have more reasons to file a claim, whether it’s for a cut with stitches or cancer.

Dedicated support every step of the way

When employees have questions, they should be able to get answers. Ansel’s member services team is there every step of the way to deliver dedicated support from enrollment and plan education to using their Ansel plan at claim time.

If you've got a group in mind that could benefit from our supplemental health solution, we'd love to talk to you. Get in touch and a member of our team will reach out within a business day.