Simple Supplemental Coverage to Help with Out-of-Pocket Costs

The Ansel team worked with a Georgia-based employer to offer a new supplemental health plan to their employees. 

The Challenge

A Georgia-based medical practice had long offered two high-deductible medical plans to their employees. While participation among those plans was strong, the employer recognized the growing financial burden on employees and was eager for a solution that would help offset employee’s out-of-pocket costs. As this would be the group’s first time introducing a voluntary benefit, the offering had to be simple, valuable, and easy to use.

The Solution

The broker, a strong advocate for Ansel, introduced the practice to the supplemental health insurance that would provide coverage for over 13,000 medical conditions with no pre-existing condition exclusions or hospitalization requirements. Because employees were facing large deductibles, Ansel offered meaningful protection for both common illnesses and catastrophic health events.

The fast, paperless claims process was a major draw. Employees liked that they could file a claim in minutes through the mobile app and get paid quickly via Venmo, PayPal, or direct deposit. Ansel was rolled out on a voluntary basis, and participation reached 28%, with total annualized premiums exceeding expectations by 3.5x. For this practice, implementation was fast and seamless, delivering immediate value without added administrative burden.

Keys to the Win

“The ease of claims filing and fast, direct payment to the employee was part of the appeal.  From a group administrative standpoint, implementation was quick and easy”  —Ramona Seale, Marketing Analyst, Braden Benefit Strategies, Inc./An Oakbridge Partner

‍

Wide-ranging coverage that fills in the gaps

Injuries and illnesses come in all shapes and sizes. Ansel is a plan that is built to be used. With over 13,000+ covered conditions across a wide spectrum (Moderate, Severe, and Catastrophic), employees have more reasons to file a claim, whether it’s for a cut with stitches or cancer.

‍

A simplified claims process

When claims are easy to file, employees use their coverage. Ansel’s simplified plan design and 100% paperless claims process allows employees to file claims in minutes and get paid quickly. Once approved, benefits are typically paid within 72 hours to a member’s PayPal, Venmo, or bank account—helping to minimize the financial strain of an unexpected medical issue.

Dedicated support every step of the way

When employees have questions, they should be able to get answers. Ansel’s member services team is there every step of the way to deliver dedicated support from enrollment and plan education to using their Ansel plan at claim time.

If you've got a group in mind that could benefit from our supplemental health solution, we'd love to talk to you. Get in touch and a member of our team will reach out within a business day.

‍