The Ansel team worked with a Rhode Island-based employer to offer a new supplemental health plan to their employees.
The Challenge
A nursing home in Rhode Island recently switched health insurance carriers, resulting in higher deductibles for its employees. With no supplemental insurance in place, the employer recognized the financial strain this created for the team. Eager to provide additional support and alleviate the burden of increased out-of-pocket costs, the employer sought a solution to enhance the company’s health benefits package and offer employees greater financial security.
The Solution
The broker working with this employer was a strong advocate for Ansel—a modern supplemental health insurance solution covering 13,000 illnesses and injuries. Having introduced Ansel to several other groups, he consistently found it to be more valuable than traditional offerings like critical illness and accident insurance due to its ease of use, broad coverage, and dedicated support.
The employer found Ansel’s value proposition so compelling that he opted to fully fund the offering for all employees and their dependents, and annual premiums exceeded expectations by nearly 2X.
This employer isn’t alone. While in most cases, employer-paid supplemental health contributions typically remain below 5%, Ansel is different. In fact, approximately 30% of Ansel plans are partially or fully employer-funded because they, like this employer, feel it has a meaningful place in the overall benefits strategies to deliver real value to their teams.
Keys to the Win
"The key factor here was the broker’s strong belief in Ansel. He showcased its real-world impact, giving the employer the confidence to fully fund it.” —Ted Makuch, Regional Sales Director, Ansel
A simplified claims process
When claims are easy to file, employees use their coverage. Ansel’s simplified plan design and 100% paperless claims process allows employees to file claims in minutes and get paid quickly. Once approved, benefits are typically paid within 72 hours to a member’s PayPal, Venmo, or bank account—helping to minimize the financial strain of an unexpected medical issue.
Wide-ranging coverage that fills in the gaps
Injuries and illnesses come in all shapes and sizes. Ansel is a plan that is built to be used. With over 13,000+ covered conditions across a wide spectrum (Moderate, Severe, and Catastrophic), employees have more reasons to file a claim, whether it’s for a cut with stitches or cancer.
Dedicated support every step of the way
When employees have questions, they should be able to get answers. Ansel’s member services team is there every step of the way to deliver dedicated support from enrollment and plan education to using their Ansel plan at claim time.
If you've got a group in mind that could benefit from our supplemental health solution, we'd love to talk to you. Get in touch and a member of our team will reach out within a business day.
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