The Ansel team worked with a Virginia-based employer to offer a new supplemental health plan to their employees.
The Challenge
A restoration company based in Virginia offered a high-deductible health plan (HDHP) as part of its core benefits package. While the plan provided solid coverage, employees were often left with out-of-pocket expenses. To help ease this financial strain, the company sought a supplemental health insurance option that could offset these costs—without adding complexity for employees during the claims process.
The Solution
Their broker recommended bundling Ansel—supplemental coverage for 13,000+ illnesses and injuries—with the company’s HDHP. He explained that by fully funding Ansel coverage, the company could demonstrate a strong commitment to employee well-being. Ansel’s medical claims integration was a standout feature as well— claims data would flow directly from the third-party administrator to Ansel, so employees could receive benefits automatically, without ever needing to file a claim. The company saw real value in a solution that was proactive, seamless, and easy to use. They followed the broker’s recommendation and automatically provided Ansel coverage, at no cost, to all employees who enrolled in the HDHP. In the end, 27% of eligible employees enrolled in the HDHP, and therefore received this added layer of financial protection.
Keys to the Win
“The broker was looking for a way to help the company offer more meaningful protection without overcomplicating the benefits experience. Ansel stood out because it helps offset high deductible costs in a straightforward, automatic way—no claims to file, no extra hoops for employees. It was exactly the kind of simple, impactful solution they needed.” —Ted Makuch, Regional Sales Director, Ansel
Wide-ranging coverage that fills in the gaps
Injuries and illnesses come in all shapes and sizes. Ansel is a plan that is built to be used. With over 13,000+ covered conditions across a wide spectrum (Moderate, Severe, and Catastrophic), employees have more reasons to file a claim, whether it’s for a cut with stitches or cancer.
Claims integration model makes employees lives easier
Even though we made it easy for members to file claims, we know that sometimes, when dealing with a health issue, filing a claim or worrying about receiving a benefit can be stressful. That’s why we can use medical claims data to determine whether members are eligible for Ansel benefits, and pay claims automatically so members can focus on their recovery.
Allowing the employer to fund 100% of the premium
With Ansel, employers can fund 100% of the premium to offer employees a meaningful benefit without the cost.
If you've got a group in mind that could benefit from our supplemental health solution, we'd love to talk to you. Get in touch and a member of our team will reach out within a business day.
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