Meet Ansel

We reimagined supplemental health insurance to ease the financial impact of a wide range of sudden, unexpected medical expenses.

Illustration of a cheerful neighborhood scene with people interacting around a multi-story house. A man waves from a balcony, two women chat by a window, another man smiles while holding a phone near a garden, and an older woman walks a dog on the sidewalk. A cat is seen in a small attic window and a bird is perched on a tree.

Ansel pays cash benefits if you’re diagnosed with any of 13,000 conditions.

File a claim if you’re diagnosed with a covered condition. If approved, you’ll get a payout within 72 hours. Use your benefit to pay medical bills toward your deductible or for anything else you need. Choose your benefit amounts when you enroll.

What's covered?

  • 6,000 Moderate conditions like pneumonia, dehydration, concussions, and simple fractures.
  • 5,600 Severe conditions like appendicitis, torn ACL, gallstones, and acute respiratory failure.
  • 1,500 Catastrophic conditions like heart attack, stroke, cancer, MS, and sepsis.

How Ansel works

Here are a few sample plans

Amber's Plan

Benefit Amounts
Moderate Condition
$200
Severe Condition
$500
Catastrophic Condition
$1,000

Ray's Plan

Benefit Amounts
Moderate Condition
$300
Severe Condition
$1,000
Catastrophic Condition
$2,000

Melanie's Plan

Benefit Amounts
Moderate Condition
$500
Severe Condition
$1,500
Catastrophic Condition
$3,000

Amber's Plan

Benefit Amounts
Moderate Condition
$200
Severe Condition
$500
Catastrophic Condition
$1,000

Ray's Plan

Benefit Amounts
Moderate Condition
$300
Severe Condition
$1,000
Catastrophic Condition
$2,000

Melanie's Plan

Benefit Amounts
Moderate Condition
$500
Severe Condition
$1,500
Catastrophic Condition
$3,000

Other important details—

  • No pre-existing condition exclusions
  • No medical questions to enroll
  • Coverage applies on- and off-the-job
  • Premiums vary by age and benefit amounts

All plans include—

  • Easy claims submission via our mobile app or online member portal
  • Fast payouts within hours of approval by Venmo, Paypal, or direct to your bank
  • Concierge support—talk to the same person whenever you need help!
  • Dependent coverage—option to include spouse, children, or full family

Frequently asked questions

What’s the minimum group size?

Ansel works with groups of almost any size. For voluntary plans, our minimum group size is 10 eligible lives. For employer-paid plans, our minimum is 5 eligible lives.

Is this individual or group coverage?

Ansel is a group plan that is designed to complement a major-medical health insurance plan.

Does your plan cover COVID-19?

While COVID-19 itself is not a covered condition, Ansel's base plan covers many of the major complications of the virus including pneumonia, acute respiratory failure, sepsis, and more. You can learn more on our blog

In which states is Ansel available?

Ansel is currently available for employer groups based in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, NE, NH, NV, OH, OR, OK,PA, RI, SC, SD, TN, TX,UT, VA, WI, WV, and WI, and a growing number of states as we expand nationally. If you’re interested, we’d love to hear from you.

Can employers contribute to Ansel or is it a voluntary product?

Ansel is built to be flexible. Employers can cover some or all of the premiums or offer Ansel on a voluntary basis for employees who want to enhance their health coverage. 

What is the process of quoting with Ansel?

First, get in touch with our sales team by submitting your info through the contact form or emailing sales@joinansel.com. For quoting, we simply need the name and location of your group, their SIC code, and a census that includes genders and dates of birth. That's it!

What is the onboarding/implementation process for new groups?

Our paperless process starts with your proposal acceptance and e-signature of the group application by your employer client. From there, Ansel provides instant policy numbers and plan documents and coordinates with you on supporting your client's enrollment plan.