Don’t let a health issue strain your savings. Ansel is a simple supplemental health insurance plan that works on top of your primary health insurance and pays cash benefits you can use toward your deductible or anything else you need.
File a claim if you’re diagnosed with a covered condition. If approved, you’ll get a payout within 72 hours. Use your benefit to pay medical bills toward your deductible or for anything else you need. Choose your benefit amounts when you enroll.
See sample condition list for more.
Melanie is a mom of 3. She enrolled herself and her kids in the Ansel Enhanced Plan. Note, this isn’t a real story but it’s a realistic illustration to help you understand how Ansel helps.
Melanie’s daughter Maya fractured her wrist playing soccer.
It was a simple fracture that didn’t require surgery, so after a visit to the ER, they were sent home with Maya’s wrist in a cast.
They filed a claim in the Ansel app in minutes.
They answered 4 simple questions about what happened, and provided photos of the ER discharge paperwork, her hospital wristband, and Maya’s cast.
Melanie got a $500 Moderate payout 72 hours later.
A simple wrist fracture is a covered moderate condition, so Ansel approved the claim and paid Melanie’s Moderate benefit. She used the cash to help cover the ER bill.
Ansel provides fast financial support for expenses that add up even when you have great health insurance. Most health plans leave you responsible for out-of-pocket costs like deductibles and copays. Plus, if you’re recovering from an injury or illness, you may have extra expenses like groceries, transportation, or childcare. With Ansel, if you’re diagnosed with any of 13,000+ covered conditions, you can file a claim in minutes, and once approved, get paid in hours. Use the cash for anything you need on the road to recovery.
You can enroll in Ansel during your company’s Enrollment period, so get in touch with your company’s HR or benefits administrator for more information.
When you enroll, you’ll see the benefit amounts that are available for Moderate, Severe, and Catastrophic conditions. You can choose lower payouts and have lower premiums, or you can choose higher payouts for a bit more and rest easy knowing that you’ll have help if the unexpected happens.
The cost of Ansel plans vary with age, who you cover, and the benefit amounts you select. You'll be able to choose the plan that best suits your budget. You'll see exact costs before you enroll. For questions about premiums or enrollment, talk to a Ansel Concierge at (888) 300-5382.
Your plan will start on January 1, 2023. Get in touch with your company’s HR or benefits administrator for more information.
Yes. There are no pre-existing condition exclusions with Ansel plans. Plus, our plans are guaranteed-issue, so any eligible employee can sign up—no medical questions asked.
Yes! You can cover just yourself or include your spouse, kids or the whole family.
Yes! First, here’s a list of sample conditions, but we cover many more. If you have a question about a specific condition, email support@joinansel.com or call (888) 300-5382 to talk to a Ansel Concierge.
Ansel will pay a benefit if you or your insured dependent(s) is diagnosed with a covered condition as provided by the terms of your policy. You may receive a benefit more than once as noted below, subject to a defined separation period.
MODERATE CONDITION BENEFIT:
A Moderate Condition Benefit is only payable once per insured person in a 14-day period. There is no limit to the number of times an insured person may receive a Moderate Condition Benefit.
SEVERE CONDITION BENEFIT:
A Severe Condition Benefit is only payable once per insured person in a 30-day period. There is no limit to the number of times an insured person may receive a Severe Condition Benefit.
CATASTROPHIC CONDITION BENEFIT:
A Catastrophic Condition Benefit is only payable once per insured person in a 90-day period. An insured person may only receive this benefit up to 3 times for the same or related condition during the insured person’s lifetime.
For more information, read our Limitations & Exclusions FAQ.
Our Concierge team is ready to help answer your questions about all things Ansel. Give us a call at (888) 300-5382 or email support@joinansel.com.
