Don't let a health issue strain your savings. Alterman Group is proud to partner with Ansel—a simple, supplemental health insurance plan that provides wide-ranging coverage for everything from kidney stones to cancer.
Open enrollment starts November 7th. You'll receive an email with instructions for how to enroll then.
File a claim if you’re diagnosed with a covered condition. If approved, you’ll get a payout within 72 hours. Use your Ansel benefit to pay medical bills or anything else you may need on your road to recovery. Choose your benefit amounts when you enroll.
See sample condition list for more.
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Marcus is a 38 year old dad of three, so he enrolled himself and his kids in the Ansel Enhanced Plan. Note, this isn’t a real story but it’s a realistic illustration to help you understand how Ansel helps.
Marcus tore his ACL and got a $1,000 Severe benefit.
In January, Marcus hurt his knee playing soccer and filed a claim in his Ansel app. He received a $1,000 Severe benefit payout because his diagnosis, Torn ACL, is a covered Severe condition in his Ansel policy.
He got a $300 Moderate benefit for his daughter's dehydration.
A few months later, his daughter caught a bad stomach flu. She was diagnosed with Dehydration, a covered Moderate condition in Marcus’s Ansel policy. He filed a claim and received a Moderate benefit payout of $300.
Marcus used the funds for medical bills and extra expenses.
Since Ansel benefits can be used for anything, Marcus used some of the money to pay medical bills, and the rest helped cover extra groceries to help his daughter recover.
Medical costs associated with unexpected health issues can pile up fast. Plus, if you're recovering from an injury or illness, you may have extra expenses like childcare or transportation. Ansel provides fast financial support when an unexpected medical issue strikes— giving you much needed peace of mind on your road to recovery.
You will receive an email with instructions for how to access the Ansel enrollment platform to learn more about Ansel, your plan options, and your costs. From here, you’ll have the option to enroll and set up your premium payment options.
If you haven’t received an email or want to speak to a live Ansel representative, please call (888)300-5382.
When you enroll, you'll have a choice between the Value Plan, Enhanced Plan, and Premier Plan. All options include coverage across a wide range of medical issues so you can rest easy knowing that you’ll have coverage for Moderate, Severe, and Catastrophic conditions if the unexpected happens.
The cost of Ansel plans vary with age, who you cover, and the benefit amounts you select. You'll be able to choose the plan that best suits your budget. You'll see exact costs before you enroll.
If you enrolled during Open Enrollment, your plan will start on January 1, 2023.
Yes. There are no pre-existing condition exclusions with Ansel plans. Plus, our plans are guaranteed-issue, so any eligible employee can sign up— no medical questions asked.
Yes! You can cover just yourself or include your spouse, kids or the whole family.
Yes! Here's a list of common conditions covered by Ansel.
Ansel will pay a benefit if you or your insured dependent(s) is diagnosed with a covered condition as provided by the terms of your policy. You may receive a benefit more than once as noted below, subject to a defined separation period.
MODERATE CONDITION BENEFIT:
A Moderate Condition Benefit is only payable once per insured person in a 14-day period. There is no limit to the number of times an insured person may receive a Moderate Condition Benefit.
SEVERE CONDITION BENEFIT:
A Severe Condition Benefit is only payable once per insured person in a 30-day period. There is no limit to the number of times an insured person may receive a Severe Condition Benefit.
CATASTROPHIC CONDITION BENEFIT:
A Catastrophic Condition Benefit is only payable once per insured person in a 90-day period. An insured person may only receive this benefit up to 3 times for the same or related condition during the insured person’s lifetime.
For more information, read our Limitations & Exclusions FAQ.
Yes! Our Ansel Concierge team is happy to help answer any questions you have. You can reach them at (888) 300-5382.
